How to get business credit for your business

To get business credit you need to have a llc and ein number setup. If you don’t have them please go to how to setup your own llc to get this done.

Once the above is complete go to and register for a free dnb number number. This is like your social security number for your business credit. Once registered it takes 30 business days to receive your dnb number. If you want to get the number faster you just have to pay for it.

Once you get your dnb number you must now use it to get an 80 paydex score. You will do this by buying things from stores that provide what is called a net 30, 60, 90 pay structure. What that means is you can buy whatever you buy and they will bill you 30, 60 or 90 days from the day of purchase for the item. Its like a credit card but base on your business credit vs. yours.

You need to buy things from about 5 different companies, make payment and so 30 days from that day they will report to DNB that you borrowed money from them and made payment on it. Once at least 3 of the 5 companies you bought things through report these activities to dnb you will get a paydex score of 80 which would allow you to move to the next step.

Leave a Reply